Top 15 Ways to Spend $300

In life sooner or later we have to spend our honestly earned money. If we have $300 in our pocket, where can we spend it? Today we are going to tell you about the best ideas for what you can safely spend $300 on.

1. Invest in gold

There’s no better way to spend $300. You can easily invest in gold than having physical gold at your disposal. You can buy coins and gold bars from mints, coin dealers and other private sellers. Another way to spend $300 is to invest in ETFs (Exchange Traded Funds) on gold. They are similar to mutual funds but are purely gold investments.

ETFs are great because they offer a lot of liquidity. The ETF owns actual physical gold, holds it and stores the value of the stock. These shares are bought and sold on the stock exchange. A big advantage is that the transaction costs of ETFs on gold are much lower than those of physical gold. With the ever-increasing demand, investing in gold is a very smart long-term investment, even if it’s your $300, or you can take out a small $300 loan from online lenders like MoneyZap on

2. Emergency Cache

If you have $300 but don’t know where to spend it, do it wisely! Whether it’s a cash gift or a job bonus, always try to save extra money and not make unnecessary purchases. If you are paid every two weeks, you will receive an “extra” salary (three instead of the usual two) twice a year. Save your $300 on a paycheck for your emergency funds or use $300 to pay other obligations such as ready, credit cards or other debts.

3. Alternative bank

Place your savings in an alternative online bank. Transfer your funds for several business days before your $300 transfer reaches your regular bank account.

4. Find awesome mentors

Find a mentor among your friends or family members who has complete control over your finances and pays attention to everything you do. If you don’t have friends or family enjoying financial freedom, find an online mentor!

There are many gurus blogs and websites that offer advice from many people who have achieved financial freedom. This is one of the options where you can invest 300 dollars without unnecessary problems. Many forums share tips and tricks on the best way to achieve financial freedom. Read as much as you can and start changing your habits!

5. Life insurance

Immense wealth is often created through life insurance. By making small sacrifices each month, you can leave your family with millions. The younger you start buying life insurance, the higher the reward. However, you can purchase life insurance for a family member.

If you had life insurance, you could leave a family with millions after you die. They’ll never have to worry about money again, and the monthly payments aren’t as exorbitant as you might think. This is a useful option when you have 300 dollars.

6. Sports equipment

We’re not suggesting that more expensive sports equipment will improve your game if it costs $300. However, your equipment will last longer, especially if you have a better product warranty. So if something breaks they will replace or refund your money, and it would be a good idea to ask your contact person for advice.

7. Education

There is no other feeling in the world to compare with the feeling when you understand another language. Although some language courses are very expensive, they are worth it. Courses in different cultures, religions and different professions will open up a completely different world to you for 300 dollars.

8. Travel

Travel can sometimes be expensive, but it creates memories that will last a lifetime. A single trip to Europe can cost as much as a good laptop, and long trips cost less than a car you don’t really need but need. Save for a trip if you already have a starting capital of 300 dollars!

9. Music

Learning to play a musical instrument is a good start for a new tradition in your family. You can pass this on to your children and create new memories. You can also take a chance and spend around $300 to try out a new genre. Who knows, you might end up adding a few hundred songs to your music library.


The book will always be something different with each reader who turns its pages. A completely different experience is to use your imagination to translate the author’s words into images in your head. Books never force you to turn on, charge, or restart. It is something that is passed down from generation to generation. It’s a whole other thing to sit somewhere with a book and not distract. Books are doors to explore completely different worlds at the turn of a page at around $300.

11. Food

Trying new dishes goes hand in hand with traveling the world. Instead of spending $300 on a trendy new bag, save it for some great food when you’re on the go. Take cooking classes that focus on foods from different cultures.

In Italy, culinary master classes are offered in the vineyard. You can learn how to cook a great meal from an Italian chef. It’s something you can take home and teach your friends and family. Remember, invest in things that create memories of instant material things. You don’t have to spend it all, but if you do, you won’t regret it!

12. Latest Fashion

You shouldn’t feel guilty for giving up buying new clothes, bags, and shoes from time to time. But that’s like trying on a new bag or a new pair of shoes for around $300. There’s always going to be a new hobby, and there’s no point wasting all your hard-earned cash and wasting precious closet space.

13. Jewelry

Costume jewelry is good to wear for formal occasions, in the office or while dancing at a party. If you can afford a $300 watch, then that’s a good job!

14. Cars

Keeping up with the latest car models isn’t the best way if you can’t afford each one when the next model comes out. It’s a way to drag yourself into an endless hole in debt. You’ll never have a title in your hands if you keep trading in your car for the current year’s model (which probably costs more). However, you can save up to buy your dream car starting at $300.

15. Real Estate

It’s better to buy a house in a good neighborhood, and while there are arguments in favor of this offer, most tend to agree. In a decent neighborhood, you have a good idea of ​​the kind of neighbors you’ll have. You may feel better if your home increases in value, even if you make only minor cosmetic changes. You can start from as little as $300 out of pocket!